Buying Diamonds Online

With all of the potential for scams concerning

diamonds, buying diamonds online almost

seems unthinkable! However, you actually

can purchase diamonds online, without any

problems ?as long as you are careful.

First, think about your reasons for wanting to

purchase the diamond online, as opposed to

making a purchase from a local jewelry store.

The most common reason is price. Due to

low overhead costs, online jewelers and

wholesalers are able to offer lower prices.

However, you must be careful ?sometimes

a price that is too low is a sure indication of

a scam.

One of the best things about purchasing

online is the unlimited selection. When

shopping offline, you are limited to the

selection in the stores in your general area.

Online, there are no limits. But again, you

must use a great deal of care and

consideration before handing your money

over to someone that you cannot see and

have never met!

Before shopping, learn as much as you can

about diamonds ?especially cut, color,

clarity and carat weights. When you are

knowledgeable about diamonds, it will be

harder for a con artist to rip you off. Once

you know more about diamonds, you will be

ready to start shopping.

Take your time. Don purchase the first

diamond that you see that interests you.

Instead, look for similar diamonds for sale.

Do some comparison shopping to find the

lowest prices. Once you have found the

lowest price, start doing your investigation.

You know about diamonds, youe found a

diamond that you love, and youe found the

lowest price ?but you are still quite a ways

away from actually purchasing that diamond!

Ask about the seller credentials, such as

professional jewelry associations that they

belong to. View and print the seller return,

refund, and upgrade policies. Also inquire

about additional services, such as settings

and mountings, sizing, and free shipping. Do

a search for customer reviews on this

particular company around the Internet. Also

check with the BBB Online to see if there have

been any complaints.

Ask for a diamond grading report from an

independent laboratory such as GIA, HRD,

EGL or AGS. You should see this before

making a purchase. Finally, use a reputable

escrow service for high dollar diamonds ?

preferably one that will have the diamond

appraised while it is in their possession. The

seller sends the diamond to the escrow

service, and you send the money to pay for

the diamond to the escrow service. The

escrow service has the diamond appraised,

sends the diamond to you, and sends the

money to the seller. This is the surest way to

protect yourselfgain, make sure that you

use a reputable escrow service!

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How to Care for Your Diamond

Caring for a diamond takes more than

occasional cleanings. Diamonds are forever,

but they can be damaged if you are not

careful. By learning how to properly care for

your diamond, you will ensure that your

diamond is indeed forever.

First, you should take your diamond jewelry

to a jeweler once a year. Have him check the

mountings and prongs that hold your

diamond in place. Have him make any

needed repairs. This will prevent your

diamond from falling out of its setting and

becoming lost.

Diamond jewelry that is not being worn, or

diamonds that are loose should be stored in

a fabric lined jewel case, or in a jewelry box

where it can be kept separate from other

jewelry. Each piece should have its own

compartment. This will keep diamonds from

becoming scratched, and it will also keep

your diamond from scratching other jewelry

as well.

Remove your diamond jewelry when doing

physical work. Diamonds can be chipped

and scratched easily. Also avoid allowing

your diamond to come into contact with

bleach or other household cleansers ?this

can damage or change the color of the

settings and mountings, and it may even

irreversibly change the color of the

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How Diamond Prices Are Determined

Pricing most products is quite easy.

Determine how much it costs to make the

item, how much it costs to market that item,

and then mark it up by 15 ?30% or more.

Simple, right? Well, pricing diamonds isn

quite that simple. There are many factors

that are considered when diamonds are

priced.

Diamond prices are determined first by

adding the cost of the rough diamond, the

cost of cutting the diamond, and all other

costs necessary to turn the rough diamond

into a marketable diamond. Depending on

the importance of the diamond, an

independent company may be called in to

certify the grade of the diamond based on

color, cut, clarity, and weight.

At this point, the diamond becomes more

expensive each time it changes hands, until

it finally reaches a retailer, where the price is

raised a bit more. Before reaching the

retailer, however, the diamond must travel

from the mine, to the cutter and polisher, to

the independent grading company, and

then to the Primary market. Once it has

reached the primary market, it will be

purchased by diamond dealers and

wholesalers, and from there it will be sold

to retailers.

As you can see, the earlier you can purchase

a diamond in the process, the lower the cost

of the diamond will be ?but not the value.

The value is based on what the diamond will

sell for in the market place ?through a retailer.

If you own a diamond, and you have no idea

how much it is worth, you can have it

appraised, but the appraisal may not be

accurate. You will be better off obtaining a

certificate through GIA ?Gemological Institute

of America. With the information on this

certificate, you can use a cutter guide to

accurately determine what your diamond is

worth.

There are also many diamond price

calculators available. These can be found

on the Internet, and many diamond dealers

use these as well. You must realize, however,

that before you can accurately price a

diamond, without a Diamond Grade Report,

you need to know quite a bit about diamonds,

such as different cuts, clarity, color, and weight

?and how each of those aspects adds to the

value of a diamond, or decreases the value of

the diamond as the case may be.

Again, you will be better off if you get a

Diamond Grading Report on the diamond,

and use that information to look up the price

in one of the guides that the diamond cutting

industry uses. This will give you the most

accurate value of the diamond in your

possession, or of the diamond you are

considering purchasing.

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Are Diamonds Really Rare?

When you walk into a jewelry store and see

all the diamonds in all of the various settings

that are for sale, it is difficult to realize that

diamonds are indeed rare. Most people

don even stop to consider how that

diamond came to be sitting in that jeweler

case! There is quite a bit of work that is done

before a diamond is ready to sell to the

general public!

For every one million diamonds that are

mined, only one will be found that is a quality

one caret diamond. In order to find a two

caret diamond, about five million diamonds

must be mined. More than two hundred tons

of ore must be mined to find one small

diamond, and even then, more than 80%

of the diamonds that are mined are only

good for industrial use, such as diamond

drill bits.

So, the next time you visit your local jewelry

store, ask to see the one carat diamonds.

You should look at this diamond with new

appreciation ?knowing that it truly is one

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How to Clean your Diamonds

Through our day to day movements our

diamonds get smudged and soiled. Even

when we are not wearing them, they collect

dust. Lotions, soaps, our natural skin oils,

can cause film and grime on diamonds

and inhibit their brilliance.

Want to keep that Brilliance and Shine?

Diamonds require cleaning so that maximum

amounts of light can refract fiery brilliance.

Remember that all it takes is a few minutes

and a little care to keep that diamond as fiery

as the day you first saw it.

You can use an small soft brush such as an

eyebrow or lip stick brush and soap and

water to clean your jewelry. Simply make a

bowl of warm sudsy water with a mild

detergent and place your pieces in the

mixture. Then brush the diamonds with the

soft bristles of the brush while they are in

the suds. You will need to make certain that

you rinse them clear of the suds after

cleaning them. You can use a small kitchen

strainer such as a tea strainer to contain

them while rinsing under warm water. Use

a lint free cloth, or a jewelry polish cloth to

pat them dry.

If your diamonds are in need of a stronger

cleansing, you may want to soak them for 30

minutes in a solution of half and half water and

ammonia. Once they have soaked for 30

minutes, remove them and gently brush the

mountings with a small brush. Then replace

the pieces to the solution and swish them

around in the mixture before removing them

to rinse and pat dry.

If you find your self too busy to be mixing

soaps and ammonias, many department

stores sell liquid jewelry cleaners. Most are

kits, with everything you need included. You

need to read the labels to determine the one

that is right for your diamonds and other

jewelry. Read the complete directions and

follow all the precautions.

And if you find yourself more the

igh-tech type? even in your diamond

cleaning routine, there are multiple ultrasonic

cleansers on the market. These machines

use high-frequency to create a cleaning motion.

All machines are not the same, so please read

the instructions before using.

Only you can choose the cleaning method

right for you. But, it is essential to keep

your jewelry clean to keep it brilliant and

sparkling. Between cleaning, try not to touch

your clean diamonds with your fingers or

handle your jewelry by its edges. This will

help maintain its shine and brilliance for

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All About the Clarity of Diamonds

Clarity is an important aspect of a diamond,

and it is important to know how to grade the

clarity of a diamond before you buy one. It is

actually quite easy to learn how to grade the

clarity of a diamond. There are basically two

things that you must understand: Diamonds

with visual inclusions and blemishes, and

those that are ye clean?meaning that there

are no inclusions or blemishes that can be

seen with the naked eye. From there, the

clarity of a diamond is further broken down

into subcategories.

Many people mistakenly think that diamond

clarity refers to how clear it is. This isn so.

Clarity actually refers to the internal and

external imperfections of the diamond. The

best diamonds, of course get a grade of FL

or IF ?Flawless or Internally Flawless ?

meaning that it is perfect. A grade of I-1, I-2

or I-3 means that the diamond is imperfect,

with a grade of I-3 being the worst.

Other grades are VVS1 and VVS2, which

means that the diamond is very, very slightly

imperfect; VS1 and VS2, meaning the

diamond is very slightly imperfect; SI-1 and

SI-2, which means that the diamond is

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Diamond Grading Reports

Youe been told that having a certificate or

a diamond grading report is important, and

as a responsible consumer, you get one ?

unfortunately, you probably won understand

a word of what is on that diamond grading

report, unless you are a jeweler.

On the color grading scale, D, E, and F

mean that the diamond has no color. G, H,

and I means that it has very little color. J, K,

and L means that the diamond has a slight

yellow color. P, Q, R, S, T, U, V, W, and X

means that the diamond is a darker shade

of yellow. Z means that the diamond has a

fancy color ?other than white or yellow.

On the color grading scale, D is the most

valuable, and X is the least valuable ?

however diamonds that get a Z rating are

the rarest and most expensive diamonds

in the world.

There are many aspects to a grading report.

Figuring it all out can be very confusing. You

should talk to a jeweler you trust, and have

them explain everything on the diamond

grading report to you.

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Famous Diamonds

Among the most well known diamonds is the

Hope. This 45.52 carat steel blue diamond

is currently on display at the Smithsonian.

The legends of the ill-fortune and curse

bestowed on the possessor of the Hope

Diamond are many. This diamond was

donated to the Smithsonian in 1958. The

Hope was originally a rather flat, blocky

110-carat rough.

The Dresden Green stands out among the

natural colored diamonds. It is the largest

green diamond in the world weighing

40.70 carats. This diamond is historic, large

and has a natural green color with a slight

blue overtone. These facts make it virtually

priceless.

The Conde Pink is a pear shaped and

weighs 9.01-carats. This pink diamond was

once owned by Louis XIII.

The Tiffany Yellow diamond a beautiful

canary-yellow octahedron weighing 287.42

in the rough (metric) carats discovered in

either 1877 or 1878 in South Africa. The

gem after cutting boasts the extraordinary

weight of 128.54 carats. And until recently,

was the largest golden-yellow in the world.

The Koh-I-Noor ( Mountain of Light ) is now

among the British Crown Jewels. This

diamond weighs 105.60 carats. First

mentioned in 1304, it is believed to have

been once set in Shah Jehan famous

peacock throne as one of the peacocks eyes.

The Agra is graded as a naturally colored

Fancy Light Pink and weighs 32.34 carats.

It was sold for about 6.9 million in 1990.

Since this sale, it has been modified to a

cushion shape weighing about 28.15 carats.

The Transvaal Blue is pear cut. This blue

diamond weighs 25 carats. It was found in

the Premier Diamond Mine in Transvaal,

South Africa.

The Great Chrysanthemum was discovered

in the summer of 1963, in a South African

diamond field. This 198.28-carat fancy

brown diamond appeared to be a light

honey color in its rough state. However,

after cutting, it proved to be a rich golden

brown, with overtones of sienna and burnt

orange.

The Taylor-Burton Diamond is a pear-shaped

69.42 carat diamond. Cartier of New York

purchased this diamond at an auction in

1969 and christened it "Cartier." The next

day Richard Burton bought the diamond

for Elizabeth Taylor. He renamed it the

"Taylor-Burton? In 1978, Elizabeth

Taylor put the diamond up for sale.

Prospective buyers had to pay $2,500

each to view the diamond to cover the costs

of showing it. Finally, in June of 1979, the

diamond was sold for nearly $3 million dollars.

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What Are Dirty Diamonds?

A dirty diamond is one of two things: a rough

diamond, or a diamond that hasn been

cleaned in a while. Rough diamonds are

uncut and unpolished ?hence, they are dirty.

But that type of dirty diamond will soon be

cut and polished and sitting in a beautiful

jewel box in a display case. Then someone

will purchase it, and before long, it will

become a dirty diamond once again.

Diamonds become dirty. When you wash

your hands with a diamond ring on, soap

scum clings to it. When you put on hand

lotion, it gets grease on it. Shower with your

diamond earrings or necklace, and again,

you get soap scum. In one short day, your

brand new diamond could be dirty!

Purchase an ultrasonic jewelry cleaner the

same day that you purchase your diamond

jewelry, and use it every single day, without

fail. The clarity of the diamond changes

when the diamond is dirty ?it loses its

sparkle. By taking one minute each day to

clean your diamond jewelry, you can avoid

this, and your diamonds will never be dirty!

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Bonded Diamonds

Before you start shopping for diamonds,

consider dealing with a bonded jeweler.

Bonded jewelers sell bonded diamonds,

and there are very few bonded jewelers in

the world. In fact, out of all of the jeweler

in the world, only about 5% of them are

bonded. Buying a bonded diamond will

cost more than buying a non-bonded

diamond, but when you look at what you

get with the bonded option, you will see

that it is well worth the extra expense.

First, bonded diamonds have a buy back

policy for the life of the diamond. No matter

how long you have had the diamond, you can

take it back to the bonded jeweler and sell it

back to him or her, for a 100% refund. If a

jeweler does not offer a 100% buy back

guarantee, for the life of the diamond, then

you should take a closer look at the diamond

to see what is wrong with it.

Bonded diamonds also have a breakage

policy. If the stone breaks or chips, the

bonded jeweler will replace it with a new one

?one time. No jeweler would ever offer such

a policy on any stone that was not 100%

natural, so just the offer of such a policy

should give you piece of mind concerning

the quality of the diamond. Bonded

diamonds are natural and untreated.

Bonded diamonds increase in value, with a

fixed appreciation rate that is designed to

keep up with inflation. This means that a

diamond that is worth a certain amount of

money today will be worth more in the future,

as the price of diamonds continues to rise.

This generally does not apply to buy backs,

however. It typically applies to trade-ins.

Alternately, by purchasing a bonded

diamond, you are protected against the

possibility of a market crash. If a market

crash occurs, the value of diamonds will

drop. However, the bonded jeweler

guarantees to refund you the difference

between what the diamond is now worth

and what you paid for it before the market

crash.

It may be difficult to find a bonded jeweler in

your area, but if you can, this is who you

want to deal with, as opposed to dealing

with an un-bonded jeweler. Specifically tell

the jeweler that you are only interested in

bonded diamonds. You can find a bonded

jeweler in your area by using various online

resources, or by calling the local jewelry

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How Diamonds Are Cut

In their most natural form, diamonds are ?

well ?quite ugly. They have no luster or shine,

and in fact, look like nothing more than

broken glass. A diamond must be cut, and

then polished before it actually becomes a

thing of beauty.

Diamonds are cut with saws, into round

shapes. From the rounded shape, other

shapes may be cut, such as heart shapes

?but the shape is less important than the

quality of the cutting that is being done. If

the diamond is poorly cut, it will lose light,

and it will not sparkle and shine very well.

Each facet of the diamond must be

carefully cut into the geometrical shapes

that allow the diamond to sparkle and

shine, then the entire diamond is cut into

a specific shape, such as an emerald cut

or a princess cut diamond.

Once the cut is done, the diamond is put into

a dop, which resembles a cup with another

diamond ?only a diamond is strong enough

to smooth the edges of another diamond.

Once the diamond has been cut and shaped,

and had the edges smoothed in the dop, it is

polished on a scaif or a diamond polishing

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How to Sell A Diamond

There are many reasons why you may want

to sell a diamond that you own. Perhaps

youe gotten divorced, or you are strapped

for cash. The reasons why don really matter

?getting the best possible price is what

counts! The way to obtain the best price

for the diamond is to not be in a rush. Slow

down, and carefully consider all of your

options ?there are many.

First, have the diamond appraised. In fact,

have it appraised by two or three jewelers to

get an accurate idea of the diamonds value.

Tell the appraiser that you want the Rapaport

Value. This is the wholesale value of the

diamond, and it basically tells you the highest

price that you can sell your diamond for. If your

diamond has no certificate, you should

consider getting a certificate from GIA. This

may help you get a better price for the

diamond as well.

First, try to sell the diamond yourself, to

people you know. Friends and family

members may be interested. If you don have

any luck with friends or family members, you

should turn to outside sources. Absolutely

avoid pawn shops! A pawn shop will only offer

you about 10% of what the diamond is worth!

Also avoid offers of selling the ring on

consignment. There are many things that

can go wrong, and there is no shortage of

diamond scams ?even in well known

jewelry stores.

If the diamond is important, you should

strongly consider auctioning it off through

one of the famous auction houses, such as

Christie or Sotheby. If it isn what is

considered an mportant?diamond or a

high-end diamond, you should try to sell it

to an individual using classified ads, or even

eBay. However, selling to an individual that

you do not know could put you in danger ?

especially if the diamond is worth a lot of

money.

Your final option should be a jewelry store. It

is vital that you not let your diamond out of

your sight while in the jewelry store ?you

might find that the diamond you walked in

with is not the same diamond that you walk

out with! The jeweler will try to tell you that

your diamond is of poor quality or low

weight. Inevitably, there will be some

problem with the diamond. This is where

your appraisal and/or certificate will come

in handy.

If the jeweler is fair, they will offer you

between 60% and 80% of the value of the

Rapaport Value. Do not accept anything less

than this. Again, do not let the diamond out of

your sight until you have been paid for it.

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Diamond Certificates

A diamond certificate is also known as a

Diamond Grading Report. This report comes

from the Gemological Institute of America

(GIA), and you should require this report

when you are purchasing a diamond.

With a diamond certificate, you can verify

the color, cut, carat, weight, and clarity of the

diamond. You don have to worry about a

diamond dealer telling you anything less than

the truth, because the certificate comes

from the GIA ?not the dealer. You may be

required to pay for the certificate, but the

cost is usually low, and in many cases, it

will help you negotiate a better price on the

diamond ?or keep you from purchasing a

lower quality diamond altogether.

If you buy a high quality diamond, and then

later decide to sell the diamond, you will

need to have the certificate, or you will have

a hard time selling it to someone else.

Furthermore, you can use the Diamond

Grading Report to look up the wholesale

value of the diamond in question. Use the

guide that is used by the diamond cutting

industry.

With the Certificate, or Diamond Grading

Report, there won be any doubts when you

are trying to purchase a diamond. You can

easily find out what the diamond is worth.

This will prevent you from overpaying, and it

can prevent a seller from under-charging as

well.

A copy of the Diamond Grading Report

should be given to your insurance company

as well, when you insure the diamond. This

provides absolute, unquestionable proof of

the value of the diamond should it be stolen

in the future. Insurance companies cannot

argue with the report.

Avoid diamond dealers who seem reluctant

to provide a certificate! Also avoid sellers

who tell you that a certificate diamond will

cost you more ?the only additional cost

should be the cost of the certificate, which

is low. If the dealer doesn want to provide

a certificate, then you don want to do

business with that dealer.

Don accept certificates from Gemological

Laboratories other than GIA. There are many

fly-by-night Gemological labs these days, but

in the end, GIA has been established as the

most respectable and trustworthy ?not to

mention oldest ?of the lot. So avoid dealers

who don want to use GIA for certification

purposes as well.

Don buy an expensive diamond without

paying the extra cost of the certificate. If a

dealer tries to convince you to make the

purchase without the certificate, or if they

want to use a company other than GIA, you

can be sure that the dealer has probably

greatly inflated the price of the diamond ?

they have something that they are hiding

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Colored Diamonds

Fancy colored diamonds are all the rage

these days. Gemologists have developed

new ways to create versions that are

affordable for the average person - by

treating less desirable diamonds. These

less desirable diamonds are treated with

irradiation followed by intense heat. This

turns brown and yellowish diamonds into

beautifully colored diamonds that you can

afford. This produces stunning greens,

blues, yellows, reds, purples and other

colors. These colors are considered

permanent, but there is a possibility

they could change during repairs if a high

heat is used.

Treatments like irradiation make it possible

for more people to own these vividly colored

diamonds. Most natural colored diamonds

are rare and also extremely expensive. When

shopping for colored diamonds you need to

assume that any affordable fancy color

diamond has been treated. Ask about the

stones origin and request to view a lab

certificate to verify authenticity.

Synthetic colored diamonds are another

option if owning a colored diamond is

something you desire but cannot quite afford.

They are real diamonds, but they are created

in a lab.

Natural fancy color diamonds get their

coloring from different trace elements present

in the stones, such as nitrogen, which

produces a yellow diamond. Diamonds can

be colored by exposure to radiation during its

creation. An example of a diamond affected

by radiation is a Green diamond.

Another way that a natural colored diamond

gets color is by its inclusions. Regarded as

flaws and undesirable in a colorless diamond,

inclusions give unique tones and brilliant

flashes of color in a fancy color diamond.

Remember that Natural fancy colored

diamonds are very expensive, any colored

diamond labeled to be sold as natural should

be accompanied by a certificate from a

respected grading lab.

A "fancy" diamond is a natural diamond that

has color. These colors vary from red, green,

purple, violet, orange, blue and pink ?and

most shades between. Fancy color shades

vary from faint to intense.

The most famous diamonds in the world are

Color diamonds. The Tiffany Diamond,

which is yellow and the Hope Diamond which

is blue are colored diamonds. Color

diamonds have an amazing financial track

record. The value has never decreased on

wholesale level in more than 30 years. Blue

and pink diamonds have doubled every 5

years of a strong economy. In the 1970

you could have bought a very high quality

blue diamond for about 50K and today the

very same stone would be worth between

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How to Buy Diamond Engagement Rings

There is much to consider when purchasing

a diamond ?especially diamond

engagement rings! The tradition of

presenting a woman with a diamond

engagement ring when proposing began in

1477 when Archduke Maximilian presented

a diamond ring to Mary of Burgundy ?and

in most cases, the woman you plan to

propose to will expect a ring to accompany

that proposal!

First, determine how much ring you can

afford. Most people use the wo months

salary?rule. This means that the ring should

cost the equivalent of two months of your

current salary. Because you have other bills

to pay, saving up this amount of money may

take quite a bit of time. You should consider

financing. Simply go to the jeweler of your

choice and tell them that you plan to buy an

engagement ring, and that financing will be

necessary. Go ahead and get the credit

check out of the way, find out what your

payments will be, and how much of a down

payment is required.

Now, have your mother, sister, or your

girlfriends best friend take your girlfriend

shopping, and make sure that they gaze at

the engagement rings to get an idea of what

she might like. Make sure that the jewelry

store you buy the ring from will allow you to

return the ring, if that is required, or allow

your girlfriend to exchange it for another if

she isn happy with it!

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Synthetic Diamonds

The first synthetic diamonds were produced

by General Electric in 1954. A synthetic

diamond is basically a rock that has the

durability, refractive index and hardness of

a natural diamond ?but it is made by man.

A synthetic diamond should not be

confused with stimulant diamonds, such as

glass, cubic zirconia, or moissanite.

Although the technology for synthetic

diamonds came into play in 1954, no

synthetic diamonds were ever seen on the

market until the 1990. This was due to the

fact that it took many years for General

Electric to produce a synthetic diamond that

could compare with the quality of a natural

diamond ?and when they figured out how to

do it, they found that it cost more to produce

a synthetic diamond than it did to mine and

cut natural diamonds.

Finally, a small company by the name of

Gemesis Corporation figured out a way to

produce synthetic diamonds that were of the

same quality as natural diamonds, at a

cheaper price. Today, Gemesis produces

synthetic white diamonds, and colored

diamonds as well. These diamonds sell for

about 1/3 of the cost of a natural diamond,

but there is a shortage of them, and they are

hard to find. In fact, it seems that synthetic

diamonds are rarer than natural diamonds!

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